---
updatedAt: 2026-08-27T13:52:09.000Z
agentTools:
  projectIndex: https://docs.youlend.com/llms.txt
---

# Submit a response to pending information.

This endpoint allows you to submit a response to any pending information requests sent.

> 👍 Best practice
>
> We recommend reading our [Pushbacks guide](https://docs.youlend.com/docs/pushbacks) for the full list of pushback reasons and steps to resolve

This endpoint can be used to resolve a pushback, for example:

1. YouLend send ONB10029 webhook with code PB004\_Provide clarification of fluctuations in transaction data\_
2. Partner POSTs to this endpoint with *reasonCode* PB004 and *additionalInfo* containing text to explain the fluctuation

Or it can be used to notify YouLend that a pushback has been resolved:

1. YouLend send ONB10029 webhook with code PB001 *Proof of ID*
2. Partner provides required information, via [Submit a KYC document](https://docs.youlend.com/reference/post_leads-leadid-documents-significantpersons-significantpersonid-kycdocumenttype)
3. Partner POSTs to this endpoint to notify YouLend of resolution

# OpenAPI definition

```json
{
  "openapi": "3.0.1",
  "info": {
    "title": "Onboarding",
    "description": "Through this API you can can initiate the process of onboarding a borrower with YouLend",
    "contact": {
      "name": "Mark Ufland",
      "email": "mark.ufland@youlend.com"
    },
    "version": "1.0"
  },
  "servers": [
    {
      "url": "https://partners.staging-youlendapi.com/onboarding"
    }
  ],
  "paths": {
    "/Leads/{leadId}/creditriskcheck/pendinginfo/process": {
      "post": {
        "tags": [
          "Enrich an Application"
        ],
        "summary": "Submit a response to pending information.",
        "description": "This endpoint allows you to submit a response to any pending information requests sent.",
        "parameters": [
          {
            "name": "leadId",
            "in": "path",
            "description": "The lead id.",
            "required": true,
            "schema": {
              "type": "string",
              "format": "uuid"
            }
          },
          {
            "name": "api-version",
            "in": "header",
            "schema": {
              "type": "string"
            }
          }
        ],
        "requestBody": {
          "description": "A Credit Risk Check Pending Reasons model.",
          "content": {
            "application/json": {
              "schema": {
                "$ref": "#/components/schemas/CreditRiskCheckPendingReasonsModel"
              }
            }
          }
        },
        "responses": {
          "200": {
            "description": "OK"
          },
          "400": {
            "description": "Bad Request",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              },
              "application/xml": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              }
            }
          }
        }
      }
    }
  },
  "components": {
    "schemas": {
      "CreditRiskCheckPendingReasonModel": {
        "required": [
          "reasonCode"
        ],
        "type": "object",
        "properties": {
          "reasonCode": {
            "minLength": 1,
            "enum": [
              "PB001",
              "PB002",
              "PB003",
              "PB004",
              "PB005",
              "PB006",
              "PB007",
              "PB008",
              "PB009",
              "PB010",
              "PB011",
              "PB012",
              "PB013",
              "PB014",
              "PB015",
              "PB016",
              "PB017",
              "PB018",
              "PB019",
              "PB020",
              "PB021",
              "PB022",
              "PB023",
              "PB024",
              "PB025",
              "PB026",
              "PB027"
            ],
            "type": "string",
            "description": "Gets or sets the Reason Code of the Pending Credit Risk Check Reason."
          },
          "additionalInfo": {
            "type": "string",
            "description": "Gets or sets the Additional Information of the Pending Credit Risk Check Reason.",
            "nullable": true
          }
        },
        "additionalProperties": false,
        "description": "Credit risk check pending reason use to add a pushback response."
      },
      "CreditRiskCheckPendingReasonsModel": {
        "required": [
          "creditRiskCheckPendingReasons"
        ],
        "type": "object",
        "properties": {
          "creditRiskCheckPendingReasons": {
            "type": "array",
            "items": {
              "$ref": "#/components/schemas/CreditRiskCheckPendingReasonModel"
            },
            "description": "Gets or sets a list of processed pending reasons of the credit risk check."
          }
        },
        "additionalProperties": false,
        "description": "Collection of Credit Risk Check Pending Reasons."
      },
      "ProblemDetails": {
        "type": "object",
        "properties": {
          "type": {
            "type": "string",
            "nullable": true
          },
          "title": {
            "type": "string",
            "nullable": true
          },
          "status": {
            "type": "integer",
            "format": "int32",
            "nullable": true
          },
          "detail": {
            "type": "string",
            "nullable": true
          },
          "instance": {
            "type": "string",
            "nullable": true
          }
        },
        "additionalProperties": {}
      }
    },
    "securitySchemes": {
      "oauth2": {
        "type": "oauth2",
        "flows": {
          "clientCredentials": {
            "tokenUrl": "https://youlend-stag.eu.auth0.com/oauth/token",
            "scopes": {}
          }
        }
      }
    }
  },
  "security": [
    {
      "oauth2": []
    }
  ],
  "tags": [
    {
      "name": "Enrich an Application"
    }
  ]
}
```