Introduction

Welcome to YouLend's API Reference

What is YouLend

YouLend is the leading global embedded finance provider that enables enterprises to offer fast, flexible and affordable finance solutions.

✔️ Delightful user journeys

With its deep data integrations and fully digital journey, our platform puts funds in the hands of your business customers in as little as a day.

✔️ Risk-free implementation

YouLend's robust infrastructure lets you either go live in a week with no code and no capital, or build your custom solution with our battle-tested APIs.

✔️ Proven results for businesses

With 150,000+ instances of funding through YouLend's platform to date, and supporting businesses to increase sales by an average of 26% in the 6 months following funding.

Our products

YouLend has three core products to offer to our partners. Please visit the pages below to learn about each solution.

  1. Cash Advance
  2. Instant Settlement
  3. Fast Track Onboarding

Integrating against YouLend

YouLend's APIs are flexible and can offer multiple different levels of integration to meet your business priorities. Partners often go live with one of the solutions mentioned below, and then add further integrations as the partnership grows.

  1. 1 Click Referral
    1. Pre-filled applications in the YouLend portal reduces customer friction
    2. Little development effort required, you can get started with one API call to integrate
  2. Partner Hosted Onboarding
    1. Users are redirected to YouLend at the point of offer, to review and sign
    2. Little partner effort required, up to 1 screen plus up to 4 API calls to integrate
  3. Fully Integrated
    1. Seamless, fully embedded experiences, users never leave the partner screens
    2. 5+ screens, 10-20 API endpoints and 5+ webhooks to consume

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Good to know

Partners can also go live with no development work using our Co-branded (organic) solution, where the merchant journey takes place in YouLend hosted screens