YouLend’s API platform empowers partners to embed merchant financing on their own terms. Craft tailored solutions, own the customer experience end-to-end, and deliver fast, reliable funding through YouLend’s proven platform.
Getting Started
New to embedded finance? Check out our Terminology Guide to understand the key concepts and definitions used throughout our platform and documentation.
Quick Start Options
Choose your integration approach based on your development resources and desired user experience:
Ready-to-use UI components that seamlessly integrate into your existing platform with minimal development effort.
Users complete applications on your platform, then redirect to YouLend for offer review and contract signing.
Complete white-label experience where users never leave your platform throughout the entire funding journey.
Core API Endpoints
Our comprehensive API suite covers every aspect of the embedded finance journey:
Quick eligibility checks - Assess merchant eligibility and get preliminary loan offers with minimal data requirements.
Generate pre-approved offers - Create binding loan offers with detailed payment data for qualified merchants.
Complete application process - Submit and manage funding applications with KYC documents and merchant verification.
Streamlined funding - Expedited approval process for merchants with pre-established relationships and verified data.
Loan management - Access loan information, repayment details, documents, and status updates for funded merchants.
Real-time transactions - Handle instant settlement transactions and manage accelerated payout services.
Authentication & Environments
All API requests require authentication using API keys. For complete setup instructions and environment details, see our Authentication Guide.
Development Resources
Next Steps
Ready to get started? Here's your roadmap:
- Review the Guide to understand YouLend's products and integration options
- Set up authentication using our Authentication Guide
- Choose your integration approach based on your technical requirements
- Make your first API call using our interactive documentation
- Test the complete flow from application to funding in sandbox
- Go live with production credentials and real transactions