YouLend's Partner Hosted Application integration moves friction points deeper into the funnel. Users are redirected to YouLend at the point of offer to review and sign. There is little partner effort required for this solution, a partner can get started with as little as 4 API calls to integrate and one Partner built screen.
This solution requires that the partner provides YouLend with bank statement data from the merchants, this can be provided to YouLend as either .pdf files, or as JSON using the YouLend schema.
Partners can also use the openBankingURL provided in the 200 response to the create a lead API call to allow merchants to connect to YouLend's open banking provided Plaid.
| Endpoints | Description |
|---|---|
| Create a lead API | Send basic business data to YouLend. The information provided will pre-populate the application for the user to complete and submit in YouLend hosted screens. |
| Add significant persons | Submit significant persons details to receive offers subject to KYC. |
| Submit bank statements | Submit bank statements (as PDFs or JSON files) to receive offers subject to KYC. |
| Submit stage 1 | Once the business information is gathered, the lead can be submitted to YouLend using this endpoint. The rest of the client journey will take place in YouLend hosted screens. |
Best practice
For the best experience for merchants, we recommend automating the Prequalification process, and reporting. You can surface this data in your dashboard so merchants can keep track of their onboarding status without leaving your UI