YouLend's APIs are flexible and can offer multiple different levels of integration to meet your business priorities. Partners often go live with one of the solutions mentioned in this section, and then add further integrations as the partnership grows.
Good to know
Partners can also go live with no development work using our Co-branded (organic) solution, where the merchant journey takes place in YouLend hosted screens
1 Click Referral
YouLend's 1 Click Referral (pre-filled onboarding) journey is easy for partners to start with, as there is only one API endpoint to integrate.
| Endpoints | Description |
|---|---|
| Create a lead API | Send basic business data to YouLend. The information provided will pre-populate the application for the user to complete and submit in YouLend hosted screens. |
Good to know
Partners can also achieve a partially pre-populated user application through use of UTM Parameters, visit the page to learn more about this
Partner Hosted Application
YouLend's Partner Hosted Application integration moves friction points deeper into the funnel. Users are redirected to YouLend at the point of offer to review and sign. There is little partner effort required for this solution, a partner can get started with as little as 4 API calls to integrate and one Partner built screen.
| Endpoints | Description |
|---|---|
| Create a lead API | Send basic business data to YouLend. The information provided will pre-populate the application for the user to complete and submit in YouLend hosted screens. |
| Add significant persons | Submit significant persons details to receive offers subject to KYC. |
| Submit bank statements | Submit bank statements (as PDFs or JSON files) to receive offers subject to KYC. |
| Submit stage 1 | Once the business information is gathered, the lead can be submitted to YouLend using this endpoint. The rest of the client journey will take place in YouLend hosted screens. |
Best practice
For the best experience for merchants, we recommend automating the Prequalification process, and reporting. You can surface this data in your dashboard so merchants can keep track of their onboarding status without leaving your UI
Full Integration
YouLend's fully integrated option allows partners to fully embed the onboarding (application process), offers and signing, and reporting aspects into partner hosted applications and screens. This gives the most seamless customer experience which leads to the best overall programme performance.
We recommend reviewing our Introduction to Onboarding guide as a first step when considering the fully integrated solution with YouLend.
Please get in touch
If you would like to learn more about the integration work involved, and how a fully integrated journey drives value for your business and improves uptake, please reach out to us via [email protected]